Highland Lakes Homes under $400,000

Highland Lakes Homes under $400,000

Welcome to Highland Lakes, a hidden gem nestled in the heart of sunny Florida! This charming subdivision offers a perfect blend of tranquility and convenience, making it an ideal place for families, retirees, and anyone looking to embrace the Florida lifestyle. With its picturesque landscapes, friendly community atmosphere, and a variety of amenities, Highland Lakes is a place where you can truly feel at home.

One of the standout features of Highland Lakes is its affordability. Here, you can find beautiful homes priced under $400,000, making it an attractive option for first-time buyers or those looking to downsize without compromising on comfort and style. These homes boast spacious layouts, modern finishes, and often come with lush backyards perfect for enjoying Florida’s year-round sunshine.

Living in Highland Lakes means you’re never far from outdoor adventures. The community is surrounded by scenic lakes, parks, and walking trails, ideal for leisurely strolls or active weekends spent kayaking and fishing. Plus, with a variety of shopping, dining, and entertainment options just a short drive away, you’ll have everything you need right at your fingertips.

Highland Lakes is not just a place to live; it's a community where neighbors become friends. Join in on community events, enjoy the local parks, or simply relax in the comfort of your own backyard. Discover the charm of Highland Lakes today, where affordable living meets the vibrant Florida lifestyle!

Newest Highland Lakes Homes under $400,000

8221 Normandy Drive, Weeki Wachee
$299,990
3 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34613 Zip Code
Virtually Staged. Completely renovated and packed with upgrades, this 3-bedroom, 2-bathroom Weeki Wachee home delivers the perfect blend of modern style and outdoor living! Featuring a brand-new roof and HVAC, an open layout, soaring vaulted ceilings, a split-bedroom floorplan, and a 2-car garage, this home is ready for its next owner. The beautifully updated interior features fresh paint inside and out, new flooring, lighting, and ceiling fans throughout. The showstopping kitchen boasts sleek new cabinetry, gorgeous quartz countertops, stainless steel appliances, a breakfast bar, and a spacious island with additional seating and storage. Both bathrooms have also been tastefully remodeled with tiled showers, stylish new vanities, and modern finishes. Step outside to the large covered and screened wooden deck, where you can unwind, entertain, or fire up the grill while enjoying peaceful lake views. Need extra room for your toys? The detached carport is perfect for storing an additional vehicle, boat, or other recreational gear. Love the outdoors? You're in the right place! Enjoy kayaking, swimming, and the famous mermaid shows at Weeki Wachee Springs State Park, spend a day at Pine Island Park, or head to nearby Gulf beaches and public boat ramps just 10–15 minutes away. Fishing, boating, and spectacular sunsets are all within easy reach! Shopping, dining, medical facilities, and major roadways are close by, with Spring Hill just a short drive away. Fresh renovations, a lake-view backyard, and peaceful Florida living await!

8221 Normandy Drive, Weeki Wachee
913 Sutton Place, Palm Harbor
$365,000
2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
Virtually Staged. Welcome to 913 Sutton Place! Impeccably clean, beautifully updated, and truly move-in ready, this 2-bedroom, 2-bathroom villa in the highly desirable 55+ community of Highland Lakes offers comfortable Florida living with access to an incredible array of amenities. The beautifully remodeled kitchen features quartz countertops, white shaker cabinetry, and tile flooring, creating a bright and inviting space that opens effortlessly to the main living areas. Plantation shutters and engineered hardwood flooring add warmth and character throughout the living room, while tile flooring in the bedrooms provides easy maintenance and durability. Additional improvements include a newer front entry door, two newer front windows, updated screening on both the front porch and screened-in back lanai, and beautiful landscaping with multiple palm trees. Major updates include a 2020 roof and 2016 A/C, providing added peace of mind. The home also features a one car garage and has a golf cart pad! Highland Lakes is one of Palm Harbor’s most sought-after 55+ communities, offering resort-style amenities including three professionally maintained private executive golf courses, heated pools and spa, shuffleboard, bocce ball, RV and boat storage, a vibrant clubhouse, and an extensive lineup of clubs and activities. Residents also enjoy exclusive access to Lake Tarpon with a private boat ramp and fishing pier, an incredible amenity that truly sets this community apart. Beautifully maintained, thoughtfully updated, and ready for its next owner, 913 Sutton Place is the perfect place to enjoy the Florida lifestyle. Schedule your private showing today!

913 Sutton Place, Palm Harbor
9918 Osceola Drive, Weeki Wachee
$249,999
3 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34613 Zip Code
Welcome home to this charming beautifully renovated 3 BEDROOM, 2 BATH manufactured home sits on a generous 0.7-acre FENCED CORNER LOT offering the perfect blend of comfort, functionality, and Florida charm with a beautiful CIRCULAR DRIVEWAY. NO HOA, No CDD, No Flood Zone. Step inside to find a thoughtfully updated interior featuring a stunning UPDATED KITCHEN ISLAND deal for entertaining or casual family meals and holiday gatherings with an Open Concept and Vaulted ceiling. Outside, the expansive corner lot provides plenty of room to enjoy Florida's beautiful year-round weather, whether you're relaxing in your own backyard oasis or hosting friends and family. Includes a 10'x16' Loft/Barn style shed for workshop/storage. for extra space for tools, toys, or hobby gear, keeping your home organized. There's plenty of space for your RV/Boat or both! Less than an hour to Tampa! The home is fenced and is move-in ready, be sure to bring your pet(s). LOCATION is everything, and this property delivers, you're just minutes from schools, shopping, and everyday conveniences, and only 2 miles from the world-famous Weeki Wachee Springs State Park, home of the legendary mermaid shows. Roof (2022) AC (2026) updated Septic system. Homes like this combining a prime location, a huge lot, and move-in-ready updates don't last long. Schedule your private showing today!

9918 Osceola Drive, Weeki Wachee
1382 Glengarry Drive, Palm Harbor
$400,000
2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
Welcome to Highland Lakes, a 55+ community on Lake Tarpon, where comfortable Florida living meets an incredible active-adult lifestyle. This 2-bedroom, 2-bath home offers 1,376 square feet of living space, plus a BONUS ENCLOSED FLORIDA ROOM (not included in square footage). Enjoy your morning coffee, entertain guests, pursue a hobby or simply relax while taking in the surrounding Florida nature and wildlife. The home is located in FLOOD ZONE X and features IMPACT WINDOWS, NEW WATERPROOF VINYL FLOORING, A 3-YEAR-OLD ROOF and a GENERATOR SUBPANEL for added peace of mind. Highland Lakes offers an exceptional array of amenities all included in the low HOA fee. Enjoy unlimited resident golf on three private executive courses or try your hand at tennis, pickleball, bocce and shuffleboard. Take a dip in the olympic-size geothermal-heated pool or spa and mingle with new friends. The clubhouse offers billiards, arts and crafts, woodworking, a lending library and access to the community's lakeside Lodge. Take a tour of Lake Tarpon on the community pontoon boat, and enjoy RV AND BOAT PARKING available to residents, making it easy to enjoy the best of the Florida lifestyle both on and off the water. And then there's the LOCATION, LOCATION, LOCATION. You're approximately 15 minutes from award-winning Gulf Coast beaches, perfect for sunset watching. Head north to the famous Sponge Docks of Tarpon Springs for restaurants and shopping, or south to charming Dunedin for boutique shops, restaurants and entertainment. Innisbrook Golf & Spa Resort is just minutes away, so grab your tickets for the Valspar Championship. Pinellas County parks, Lake Tarpon, cultural attractions, museums, galleries and Tampa Bay's many dining and entertainment destinations are all within easy reach. Tampa International and St. Pete-Clearwater airport are just a short drive away. With the important upgrades already taken care of, all that's left is to pack your bags, clear your calendar and start enjoying the golf, beaches, boating and everything else this incredible Florida lifestyle has to offer.

1382 Glengarry Drive, Palm Harbor
2336 Malcolm Drive, Palm Harbor
$395,000
2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
Virtually Staged. A MUST SEE! Beautifully updated and move-in ready with a charming cottage feel, this 2-bedroom, 2-bath home is nestled in Palm Harbor’s premier 55+ golf community of Highland Lakes. Freshly landscaped and thoughtfully updated, the home welcomes you through an elegant glass front door into a bright, open-concept living space filled with natural light. Fresh modern interior paint, chair rail accents, new fans and fixtures, updated door hardware, and smooth ceilings (no popcorn!) add to the home’s timeless appeal! The spacious Florida room offers peaceful, private green views through hurricane-impact windows and opens through double glass doors to a fully enclosed lanai, not included in the living square footage, providing additional space for relaxing or entertaining. The oversized 1-car garage is truly exceptional, featuring BRAND-NEW epoxy flooring, freshly painted walls, a BRAND-NEW exterior garage door, and a BRAND-NEW mini-split AC system that keeps the space ice cold year-round—perfect for a workshop, hobby space, or additional storage! The beautifully updated kitchen features quartz countertops, solid wood cabinetry, a large pantry, tray ceiling, and a bright eat-in dining nook. The generous primary suite offers a BRAND-NEW renovated walk-in shower, BRAND-NEW vanity with stone countertop, spacious walk-in closet, and an additional built-in closet for plenty of storage. MAJOR updates include a 2019 HVAC system, 2018 electrical panel, hurricane-impact windows, and a cost-saving deep well. Situated in a non-evacuation, high-and-dry zone, this home offers added peace of mind. Highland Lakes offers an exceptional active 55+ lifestyle with a remarkably low HOA fee of just $164/month, including unlimited FREE golf on three private executive courses, tennis, pickleball, bocce, shuffleboard, fitness classes, entertainment, and an array of social activities. Residents also enjoy the lakeside lodge on Lake Tarpon, complete with a private boat ramp, fishing pier, and community pontoon boats, plus FREE RV and boat storage. The community is fully golf cart-friendly, making it easy to enjoy all the amenities and connect with neighbors. Ideally located near Gulf beaches, excellent dining and shopping, top-rated healthcare, major sports venues, two international airports, and a cruise port, this exceptional home offers the perfect combination of comfort, style, amenities, and the active Florida lifestyle. Don’t miss this rare opportunity in Highland Lakes—schedule your private showing today!

2336 Malcolm Drive, Palm Harbor
945 Madrid Drive, Palm Harbor
$265,000
2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
This charming single-story, block-built villa located in the desirable Highland Lakes 55+ community features 2 bedrooms, 2 bathrooms, an attached one-car garage, a full-size washer and dryer, and an easy-to-maintain homesite. Per the County, this property is located in a non-flood zone, and there is no CDD in this neighborhood. A standout 2026 upgrade is the replacement of all 8 windows with PGT impact-resistant, ENERGY STAR® windows, offering added storm protection, energy efficiency, and everyday peace of mind. This significant improvement combines durability and efficiency while providing a valuable upgrade for Florida living. Enjoy an exceptional sense of privacy with no neighbor on the right and no neighbor directly behind the property. The villa is surrounded by a huge yard, creating an expansive, open feel with plenty of green space all around. Enjoy the convenience of a thoughtfully sized floor plan that's ideal for year-round Florida living or a seasonal retreat. Nestled within the established Highland Lakes 55+ community in Palm Harbor, this home provides access to the active Florida lifestyle Highland Lakes is known for, with recreational and golf amenities nearby. The location puts you close to shopping, dining, medical facilities, recreation, and everything the Palm Harbor area has to offer, while the Gulf Coast's beautiful beaches and attractions are within easy reach. Whether you're looking to simplify your lifestyle, enjoy the Florida sunshine, or make Palm Harbor your home, 945 Madrid Drive offers an excellent opportunity to enjoy one of northern Pinellas County's established 55+ communities. Less than 30 minutes to St. Pete Beach, which was named the #1 Beach in America and the Fifth Best Beach in the World. Please view two videos: Tour 1 & Tour 2.

945 Madrid Drive, Palm Harbor
1652 Highland Club Lane, Palm Harbor
$215,000
1 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
LOW HOA • 1-CAR GARAGE • 27 HOLES OF GOLF • LAKE TARPON ACCESS • PET-FRIENDLY • 55+ ACTIVE COMMUNITY INCREDIBLE VALUE IN HIGHLAND LAKES! Enjoy the Florida lifestyle in this charming 1-bedroom, 1.5-bath Palm Harbor villa with an attached 1-car garage. Featuring updates throughout, a bright breakfast nook, enclosed lanai, and convenient laundry area, this home offers comfortable, low-maintenance living with plenty of opportunity to add your own personal style. Pet-friendly—bring your furry friend! The real standout is the Highland Lakes lifestyle! This highly desirable 55+ active adult golf community offers an impressive array of amenities, including 27 holes of golf with no greens fees, heated Olympic-size pool and spa, Lake Lodge pool, pickleball and tennis courts, shuffleboard, clubhouse, fitness activities, social clubs, RV/boat storage, Lake Tarpon access, and community pontoon boats. Whether you enjoy golf, boating, fishing, staying active, entertaining, or meeting new friends, there is always something to do. LOCATION + LIFESTYLE + VALUE! Ideally located in Palm Harbor near Tarpon Springs, Dunedin, Clearwater, St. Petersburg, Gulf beaches, parks, shopping, dining, boating, fishing, and golf. Whether you're searching for a Florida retirement home, seasonal getaway, golf community, or low-maintenance villa, this property checks the boxes. Bring your personal touches and make this your Florida dream home—schedule your showing today!

1652 Highland Club Lane, Palm Harbor
8165 Ridge Road, Weeki Wachee
$276,000
2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34613 Zip Code
8165 Ridge Rd is a fully updated single-story Weeki Wachee home with plank flooring throughout. The kitchen has crisp white cabinetry, a large waterfall-edge island with stone-look countertops, and stainless steel appliances that include a refrigerator, range, microwave, and dishwasher, and it opens to a bright great room. The bedrooms feature the same plank flooring, and the full bathrooms include updated vanities and tub-and-shower combinations. A sliding glass door leads to a screened lanai that overlooks a large backyard shaded by mature trees. A two-car attached garage and a long driveway complete the property, set on a spacious lot with room to spread out. Included 100-Day Home Warranty with buyer activation

8165 Ridge Road, Weeki Wachee
3300 Mcmath Drive, Palm Harbor
$299,900
2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
Virtually Staged. Welcome to effortless Florida living in this lovely 2-bedroom, 2-bath villa with over 1,300 square feet of living space, plus a fully enclosed bonus lanai and an additional screened patio, located in Palm Harbor’s premier 55+ golf community of Highland Lakes! With soaring vaulted ceilings, an attached 2-car garage, and an impressive list of major updates, this home offers the perfect combination of comfort, style, and peace of mind. Updates include a BRAND-NEW 2026 HVAC, NEW 2025 ROOF, BRAND-NEW 2026 electrical panel to be installed prior to closing, updated windows, and a hurricane-impact glass sliding door! The interior has been freshly painted, with brand-new ceiling fans and fixtures in the main living areas. Inside, the thoughtfully designed split-bedroom floor plan centers around a spacious kitchen featuring abundant counter space, recessed lighting, a built-in pantry, convenient pass-through to the dining/living room combination, and a cozy eat-in nook. The guest bedroom is generously sized and located near the hall bath, which features a tub/shower combination. The expansive primary suite offers a true private retreat with plenty of closet space and an en-suite bathroom complete with a walk-in shower. One of the home’s standout features is the fully enclosed bonus lanai, providing versatile year-round living space that is not included in the home’s heated square footage. Step outside to the additional screened patio and enjoy your morning coffee or beautiful Florida evenings while taking in the peaceful surroundings. Located in pet-friendly Duplex Village II, this villa enjoys the lowest monthly fee in Highland Lakes at just $172/month, which includes cable, internet, lawn service, irrigation, trash, recycling, and pest control. The home is also situated in a non-evacuation zone and safely above the flood plain, providing additional peace of mind. Highland Lakes residents enjoy an active country-club lifestyle for only $164/month, with unlimited golf on three private executive courses, tennis, pickleball, bocce, shuffleboard, fitness classes, entertainment, and a vibrant clubhouse. Residents also have access to the lakeside lodge on Lake Tarpon, featuring a private boat ramp, fishing pier, community pontoon boats, and free RV and boat storage. With a golf-cart-friendly neighborhood and an abundance of activities, there is always something to enjoy. Conveniently located near award-winning Gulf beaches, shopping, dining, top medical facilities, sports venues, and international airports, this rare Highland Lakes villa is truly move-in ready and offers the best of easy Florida living. Don't miss your opportunity to make this beautiful home your own—call today!

3300 Mcmath Drive, Palm Harbor
26744 Racquet Circle, Leesburg
$279,000
3 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34748 Zip Code
Virtually Staged. WELCOME to 26744 Racquet Circle where your next chapter begins. Once through the welcoming screened entry way, you’ll be greeted by a spacious view of the living space with lots of natural light. The move-in ready, recently professionally painted 2,017 square foot home features luxury vinyl plank and tile flooring throughout, a 3-bedroom 2-bathroom split floor plan and an oversized 2-car garage with screen sliders. The bright and spacious kitchen with its stainless-steel package and gas range, Corian countertops, breakfast nook and bar with generous storage with pull-out cabinets and an abundance of countertops. The open concept of the kitchen overlooks the family room which is designed for both everyday living and entertainment. On the other side of the family room is a Florida room – a tranquil retreat with a wet bar to relax in or step outside to the adjoining screened patio which is perfect for outdoor living. The primary bedroom offers an ensuite bathroom with dual sinks, a jetted and relaxing soaker tub, a walk-in shower with a Rain showerhead, and a large walk-in closet. On the other side of the home, the spacious 2nd and 3rd bedrooms have oversized closets. This flexible floor plan is perfect for guests, hobbies or an office. Upgrades include a 2019 ROOF, a 2022 WATER HEATER, and recently installed REVERSE KITCHEN OSMOSIS and WATER SOFTNER SYSTEMS. The convenient indoor laundry room with a gas dryer adds to the home's convenience while the transferable termite bond brings peace of mind. The Carrier 2014 HVAC system has been maintained semi-annually. Highland Lakes is one of Lake County’s most established and rich amenity 55+ communities offering an impressive array of amenities for only $135- a month. Residents enjoy the sparkling indoor and outdoor pools along with a spacious clubhouse with a fitness center, game and meeting rooms, billiards and ping pong, a craft room with a kiln, an extensive library, a catering kitchen, an indoor arena with a stage for live entertainment and community events. Outdoor amenities include walking trails, fishing ponds, lighted tennis and pickleball courts, shuffleboard, bocce ball, horseshoe pits, a softball field with concession stand, a covered picnic pavilion with grills, a Craftsmen Club / Wood Working Shop (join for just $12 annually), an RV and boat storage (included in HOA), a golf driving range and catch and release fishing lakes. Enjoy the peaceful surroundings of Highland Lakes which are designed for an engaging lifestyle. Schedule a showing today!

26744 Racquet Circle, Leesburg
3217 Mcmath Drive, Palm Harbor
$324,900
2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
Tucked into the tree-lined streets of Highland Lakes, one of Palm Harbor's most beloved 55+ golf communities, this beautifully updated 2-bedroom, 2-bathroom villa is ready for its next owner to simply move in and enjoy. From the moment you step through the glass-inset front door into the vaulted foyer, it's clear this home has been thoughtfully cared for and tastefully refreshed from top to bottom. The open-concept living and dining area is bathed in natural light and finished with wood like tile flooring that flows throughout the entire home. A separate formal dining area, illuminated by a designer chandelier, adds a touch of elegance for holiday gatherings and dinner parties. The kitchen is a true showstopper, featuring crisp white shaker cabinetry, appliances, sleek countertops, all wrapped in a layout that keeps the cook connected to the rest of the home. In the kitchen, a versatile dining nook offers the perfect spot for casual meals. Retreat to the spacious primary suite, complete with a generous closet and a spa-inspired en-suite bathroom boasting a walk-in shower, dual granite vanities, and elegant tile work. The comfortable second bedroom sits near a fully updated guest bathroom, making this layout ideal for visitors, a home office, or a hobby room. Updated include a new hot water tank 2026, Windows 2017, Flooring 2021, Front Door 2018, Kitchen Cabinets 2021, Driveway and Sidewalk 2021, A/C 2025, Back Door 2025 Outside, the home's classic Florida charm continues with crisp white stucco, cedar-toned board-and-batten gable accents, and cheerful green shutters, all framed by mature landscaping, a flowering crape myrtle, and swaying palms. Highland Lakes is one of Pinellas County's premier 55+ communities, offering residents access to a private golf course, community pools, tennis courts, a clubhouse with an active social calendar, and a boat ramp with access to Lake Tarpon — all for remarkably low HOA dues. Enjoy the Florida lifestyle just minutes from Innisbrook Golf Resort, John Chesnut Sr. Park, the Gulf beaches, and easy access to Tampa International Airport. This is Florida living at its most carefree — schedule your private showing today.

3217 Mcmath Drive, Palm Harbor
3253 Mcmath Drive, Palm Harbor
$369,900
2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code
Beautiful Villa in a Prime Highland Lakes Location! Don’t miss this well-maintained and thoughtfully updated 2-bedroom, 2-bath villa in one of Highland Lakes’ most desirable locations. This inviting home showcases elevated ceilings, a highly sought-after floor plan, and a spacious layout designed for comfortable Florida living. The two generously sized bedrooms feature excellent flexibility for guests, a home office, or a private retreat. The oversized garage provides abundant space for your vehicle, storage, golf cart, bicycles, tools, and everything that comes with the Florida lifestyle. The updated kitchen includes beautiful wood cabinetry, granite countertops, and an excellent appliance package. The spacious living room features plenty of room to relax or entertain, and both bathrooms have been tastefully updated with a clean, contemporary style. The additional Florida room is a great feature—perfect for entertaining, hobbies, reading, crafting, home office, or simply enjoying the natural light and peaceful surroundings. Additional features include updated impact-rated insulated windows, updated textured ceilings (no popcorn), a 2018-dimensional shingle roof, whole house water filtration system, updated electrical panel with a separate generator transfer station panel. A wonderful solar tube skylight that adds natural light into the main living area and more!!!Property is in a no flood zone and a non-evacuation zone for peace of mind. Highland Lakes is a premier 55+ community showcasing an exceptional Florida lifestyle with unlimited free golf green fees on three 9-hole executive courses, a beautiful clubhouse, two swimming pools, tennis, pickleball, bocce ball, numerous clubs and activities, and countless opportunities to meet and socialize with neighbors. Residents also enjoy access to 2,600-acre Lake Tarpon through the community’s private boat ramp and nearby dock. Volunteer boat captains are available to take residents out on the lake, making it easy to enjoy boating and the natural beauty of one of the area’s most desirable recreational destinations. The Lake Tarpon Lodge features additional amenities, including a second pool and spa, along with convenient onsite nearby RV and boat storage. Conveniently located near Tampa, two major Airports, Gulf beaches, parks, shopping, dining, and entertainment, this villa showcases spacious living, meaningful updates, and an exceptional Florida lifestyle. If you’ve been waiting for the right villa in Highland Lakes, this one is worth seeing.

3253 Mcmath Drive, Palm Harbor
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