Summerfield Homes under $400,000

Summerfield Homes under $400,000

Welcome to Summerfield, Florida, a charming gem nestled in the heart of Marion County. Known for its picturesque landscapes and friendly community, Summerfield offers a perfect blend of tranquility and convenience. With its lush greenery, serene lakes, and sunny Florida skies, it's an ideal location for families, retirees, and anyone seeking a peaceful lifestyle.

Summerfield boasts a variety of amenities that cater to all lifestyles. Enjoy the great outdoors with numerous parks, walking trails, and recreational facilities, perfect for those who love to stay active. The community is also home to a range of shopping and dining options, ensuring that you have everything you need within easy reach. Plus, with its close proximity to the vibrant city of Ocala, residents can enjoy the best of both worlds—small-town charm and urban excitement.

For those looking to make Summerfield their home, you'll be thrilled to discover that there are beautiful homes available for under $400,000. This price point opens the door to a variety of options, from cozy single-family homes to spacious townhouses, all designed to fit your lifestyle and budget. Whether you’re a first-time homebuyer or looking to downsize, Summerfield has something to offer everyone.

With a welcoming community, excellent amenities, and affordable housing options, Summerfield, FL is the perfect place to plant your roots. Come and explore the wonderful opportunities that await you in this delightful corner of Marion County!

Newest Summerfield Homes under $400,000

3457 Se 145th Street, Summerfield
$269,900
3 Beds ⋅ 2 Baths ⋅ Belleview Heights Estate SubDv. ⋅ 34491 Zip Code
Welcome home to modern style and comfortable living! This brand-new 3-bedroom, 2-bath home sits on a spacious .33-acre corner lot and offers a beautiful combination of contemporary finishes and thoughtful upgrades throughout. Inside, you'll find tile flooring throughout the home, elegant tray ceilings, and a bright, inviting layout. The kitchen features stylish cabinetry, modern finishes, and stainless steel appliances. Both bathrooms showcase upgraded tile work and sleek modern details. The attention to detail continues outside with a beautifully tiled front entry and covered back porch, perfect for enjoying your outdoor space. Even the garage gets an upgrade with a durable epoxy-coated floor. From the modern exterior and eye-catching front door to the carefully selected interior finishes, this home offers the feel of brand-new construction with upgrades you'll appreciate. Don't miss the opportunity to make this beautiful home yours!

3457 Se 145th Street, Summerfield
4981 Se 146th Place, Summerfield
$165,000
2 Beds ⋅ 1 Baths ⋅ Breezewood Estate SubDv. ⋅ 34491 Zip Code
Welcome to this charming, updated 2-bedroom, 1-bath mobile home situated on nearly a 1/2 acre Summerfield, just minutes from The Villages! This partially furnished home features a beautifully remodeled kitchen, new subflooring, and updated flooring throughout kitchen, hallway and guest bedroom. Updated electrical and plumbing, newer A/C window units, and a metal roof. Outside, enjoy the convenience of a covered carport, a separate shed with washer and dryer, and a spacious workshop with additional rear storage perfect for motorcycles, ATVs, tools, and recreational equipment. Whether you’re looking for a full-time residence, seasonal retreat, or investment opportunity, this property offers plenty of space, recent upgrades, and an excellent location. Schedule your showing today!

4981 Se 146th Place, Summerfield
4891 Se 146th Place, Summerfield
$135,000
2 Beds ⋅ 1 Baths ⋅ Breezewood Estate SubDv. ⋅ 34491 Zip Code
Discover the perfect blend of peaceful Florida living and everyday convenience in this charming Summerfield property, located just minutes from The Villages! With numerous recent improvements and thoughtful upgrades, this home offers comfort, functionality, and a welcoming atmosphere. Step inside to find beautiful cedar cabinetry, newer appliances, updated fixtures, and a remodeled bathroom. Major improvements include a NEW A/C system installed in 2023, new windows in 2026, and fresh paint in 2025, providing added comfort and peace of mind. The home also features a metal roof installed over the existing roof. Outside, enjoy the natural beauty of mature oak trees and the flexibility of additional utility features, including a private well with a filtration system, 200-amp electrical service, and additional electrical access in the shed. A propane stove adds another practical touch to the home’s amenities. Conveniently situated approximately five minutes from The Villages, you’ll enjoy easy access to shopping, dining, entertainment, golf, and everyday essentials while still appreciating the quieter surroundings of Summerfield. Whether you’re searching for a full-time residence, seasonal Florida retreat, or investment opportunity, this property offers a wonderful combination of recent upgrades, convenience, and location.

4891 Se 146th Place, Summerfield
8842 Se 118th Lane, Summerfield
$354,900
2 Beds ⋅ 2 Baths ⋅ Spruce Creek Gc SubDv. ⋅ 34491 Zip Code
How would you like a 10-acre backyard you never have to mow or maintain? This beautifully upgraded GRANVILLE offers an incredible wide-open rear view, giving you the feeling of acreage without the upkeep! The covered front entry and double doors open to a welcoming foyer. French doors lead to the den/office, currently furnished with a pull-out sofa for additional guest accommodations. The desirable split-bedroom design provides excellent privacy, with the guest bedroom and second bath positioned separately from the primary suite. Recent improvements include fresh interior and exterior paint, a 2023 HVAC system, 2018 roof with rain gutters, new stainless steel kitchen appliances, new washer and dryer, updated lighting, and new ceiling fans. Recently installed luxury vinyl plank flooring flows through much of the home, creating a fresh, cohesive look. At the heart of the home is a spacious living area overlooking the kitchen, dining room, and oversized Florida room. The kitchen features a breakfast area, center island, abundant cabinetry, Corian countertops, new stainless steel appliances, and a raised breakfast bar with seating. Sliding doors open to the impressive enclosed Florida room with full-height sliding windows, creating a true extension of the living space. Step outside to the covered screened patio and additional outdoor patio, where you can relax, entertain, enjoy beautiful Florida sunsets, and take in that expansive open view with no homes directly behind. Additional features include an inside laundry room with new washer and dryer, an extended 26-foot-deep 2-car garage, and generous storage. Best of all, this home is being sold FURNISHED and TURN-KEY. Located in the award-winning, gated Del Webb Spruce Creek Golf & Country Club, this premier 55+ community offers an exceptional lifestyle with more than 70 clubs and activities, three pools, three spas, fitness center, clubhouse, bocce, shuffleboard, 12 LIGHTED PICKLEBALL COURTS, 7 LIGHTED TENNIS COURTS, sand volleyball, water volleyball, scenic walking paths, pavilions, Lake Vista Gazebo, four 9-hole golf courses, and the popular Liberty Grille restaurant. Come experience the beautiful tree-lined boulevard and discover why so many choose to call Spruce Creek home. Schedule your private showing today and start enjoying the Florida lifestyle!

8842 Se 118th Lane, Summerfield
9545 Se 155th Street, Summerfield
$220,000
3 Beds ⋅ 2 Baths ⋅ No Name SubDv. ⋅ 34491 Zip Code
Nearly an Acre in Summerfield! Looking for a little more space without sacrificing convenience? This 3-bedroom, 2-bath home sits on 0.87 acres in a great Summerfield location, just off a major highway and minutes from The Villages, shopping, dining, and everyday conveniences. The property offers plenty of room to spread out, with a partially fenced yard, spacious storage shed, covered carport, and an existing chicken coop for those interested in a little backyard homesteading. A big barn and a nice shed is on the property as well. Enjoy Florida evenings in the covered outdoor seating area, perfect for relaxing or entertaining. Additional highlights include a newer well and HVAC system, plus R-4 zoning offering potential flexibility for future use, subject to county approval. Whether you’re looking for a primary residence, a place to enjoy the outdoors, or simply more land without being far from town, this property has plenty to offer! Cash or conventional financing only. Message for additional information or to schedule a showing!

9545 Se 155th Street, Summerfield
8751 Se 162nd Street, Summerfield
$275,000
3 Beds ⋅ 2 Baths ⋅ Orange Blossom Hills Un 04 SubDv. ⋅ 34491 Zip Code
Virtually Staged. BUILT IN 2019! NO HOA, NO CDD, AND NO LOT LEASE! Discover this well-maintained 3-bedroom, 2-bathroom concrete block home offering approximately 1,450 square feet of living space and 2,000 total square feet, including a 2-car garage. Situated on a beautiful, tree-lined lot in Summerfield, this home features an inviting open floor plan, energy-efficient windows, attractive wood-trimmed windows and doors, and a spacious living area that flows seamlessly into the kitchen, complete with granite countertops and stainless steel appliances. The primary suite features an elegant tray ceiling, private ensuite bathroom, and generous walk-in closet. An interior laundry room with washer and dryer adds everyday convenience. Step outside and enjoy your own backyard retreat featuring a screened lanai, spacious deck perfect for entertaining, privacy fencing, mature trees, and a storage shed. An irrigation system adds convenience to outdoor maintenance. With a private well and septic system, you'll enjoy the added benefit of potentially lower monthly utility expenses. LOCATION, LOCATION, LOCATION! Just minutes from The Villages, you'll have convenient access to shopping, dining, medical facilities, golf, and entertainment while enjoying the freedom of living outside the hustle and bustle. With NO HOA FEES, NO CDD FEES, AND NO LOT LEASE, this property offers the space, flexibility, and Florida lifestyle you've been looking for. SCHEDULE YOUR SHOWING TODAY!

8751 Se 162nd Street, Summerfield
3512 Se 136th Place, Summerfield
$237,900
3 Beds ⋅ 2 Baths ⋅ Belleview Heights Estate SubDv. ⋅ 34491 Zip Code
Under Construction. Brand-New 3 Bedroom, 2 Bathroom Home in Summerfield, FL - No HOA Expected Completion: November 2026 | Certificate of Occupancy Expected by November 6, 2026 Welcome to this beautiful, newly constructed 3-bedroom, 2-bathroom, 2-car garage home in the Summerfield/Belleview area. Situated on a spacious 1/4-acre lot with no HOA, this home features modern finishes, an open floor plan, and a convenient location between Ocala and The Villages. Photos shown are of a model home with the same design, layout, and finishes as the home under construction. Step inside and enjoy the spacious, open-concept floor plan featuring vaulted ceilings and luxury vinyl plank (LVP) flooring throughout the entire home. The island kitchen is well suited to everyday living and entertaining, featuring beautiful granite countertops, stainless steel appliances, and 36-inch cabinets with soft-close doors and drawers. The modern finishes continue into both bathrooms, featuring matching granite countertops and cabinetry. The primary suite provides a private bathroom with double sinks, a walk-in tiled shower, and a walk-in closet. The second bathroom features a tub with a tiled shower. Ceiling fans in the living room and all three bedrooms provide added comfort. Home Features Include: * 3 bedrooms, 2 full bathrooms, and a 2-car garage * 1,203 square feet of living space * 1,779 square feet total under roof * 118-square-foot covered front porch * 459-square-foot garage Zoned Schools The zoned schools for this property are: * Elementary: Belleview-Santos Elementary School * Middle: Belleview Middle School * High: South Marion High School The Summerfield/Belleview area continues to see new construction, with this home located in a desirable part of Marion County.

3512 Se 136th Place, Summerfield
12078 Se 91st Terrace, Summerfield
$358,000
2 Beds ⋅ 2 Baths ⋅ Spruce Creek Country Club Wellington SubDv. ⋅ 34491 Zip Code
THE UPGRADES ARE DONE. THE LIVING IS EASY! Discover this desirable GRANVILLE MODEL in Spruce Creek Golf & Country Club, a gated 55+ golf community. Offering approximately 1,870 sq. ft. of single-level living, this beautifully maintained home features 2 bedrooms, 2 bathrooms, a versatile den, and a 2-car garage. The bright, open living and dining areas flow into a welcoming kitchen with granite countertops, warm wood cabinetry, a breakfast bar, and a separate dining nook. French doors open to a versatile den featuring a custom cherrywood Murphy bed wall with built-in cabinetry, perfect for a home office, hobby room, or guest accommodations. The spacious primary suite features a walk-in closet and an updated bath with dual vanities, a glass-enclosed shower, and a separate soaking tub. ENJOY AN ADDITIONAL 40' X 10' ENCLOSED LANAI, approximately 400 sq. ft. NOT INCLUDED in the home's 1,870 sq. ft. living area! With expansive windows, ceramic tile flooring, custom shades, and a dedicated SPLIT A/C SYSTEM for heating and cooling, this inviting Florida room overlooks lush landscaping and offers year-round enjoyment. MAJOR IMPROVEMENTS include a ROOF REPLACEMENT (2021), WHOLE-HOME PLUMBING REPIPE (2020), MAIN HVAC (2018), and FRESH INTERIOR PAINTING (SEPTEMBER 2026). Additional valuable features include a WHOLE-HOUSE GENERAC NATURAL GAS GENERATOR, tankless natural gas water heater, ASSUMABLE TERMITE BOND, and SHARED WELL FOR IRRIGATION ONLY. Luxury vinyl flooring extends throughout the home and into the primary suite. Additional highlights include plantation shutters, custom window treatments, solar tube lighting, a dedicated laundry room with built-in storage cabinetry, and a separate climate-controlled office within the garage. Beautifully maintained landscaping enhances the home's curb appeal. Enjoy the active Florida lifestyle at Spruce Creek Golf & Country Club, featuring golf, swimming pools, fitness facilities, pickleball, tennis, clubhouses, and a vibrant calendar of social activities. Conveniently located near shopping, dining, and everyday essentials, this home combines thoughtful improvements, flexible living spaces, and an exceptional 55+ community lifestyle. Whether you're looking for a full-time Florida residence or a seasonal retreat, this Granville model is ready to welcome you home. SCHEDULE YOUR PRIVATE SHOWING TODAY!

12078 Se 91st Terrace, Summerfield
14460 Se 91st Avenue, Summerfield
$143,000
2 Beds ⋅ 2 Baths ⋅ Little Lake Weir SubDv. ⋅ 34491 Zip Code
FURNISHED HOME WITH NO HOA OR LOT RENT! Enjoy the freedom of owning your own land with this charming, well-maintained 2-bedroom, 2-bath manufactured home situated on a corner lot, conveniently located just minutes from The Villages! Offered furnished, this exceptionally clean home provides a comfortable place to settle in, whether you're looking for a year-round residence or a seasonal Florida getaway. Step inside to a light and bright living room featuring vinyl plank flooring and sliding glass doors that bring in plenty of natural light. The kitchen offers ample cabinetry and counter space, while the primary bedroom features an ensuite bathroom and a spacious walk-in closet. Tile and vinyl plank flooring throughout provide easy maintenance. One of the highlights of this property is the screened lanai with vinyl windows, offering a comfortable place to relax, enjoy your morning coffee, or entertain friends and family. Outside, the fully fenced corner lot features mature trees, plenty of room for pets, gardening, or outdoor activities, and two storage sheds providing additional space for tools, lawn equipment, or hobbies. Additional features include a NEW ROOF in 2024 and HVAC system replaced in 2015. The property is also located outside a designated flood zone! Conveniently situated near The Villages, shopping, dining, medical facilities, and everyday conveniences. Enjoy the Florida lifestyle with the freedom and flexibility of owning your own property. Schedule your private showing today!

14460 Se 91st Avenue, Summerfield
14153 Se 93rd Terrace, Summerfield
$104,999
2 Beds ⋅ 2 Baths ⋅ Little Lake Weir SubDv. ⋅ 34491 Zip Code
Move-in ready and FULLY FURNISHED in Summerfield, with no lot rent! This bright 2 bed, 2 bath single-wide manufactured home sits on its own lot and comes with nearly everything you see: furniture, appliances, dishes, washer and dryer. Bring your groceries and your clothes and you’re home. The kitchen features solid wood cabinetry (not typical for a mobile home), a built-in dinette, and dishwasher, refrigerator, range and microwave. The primary suite offers a large mirrored-door closet and a bath with vanity station, linen closet and tub. The guest bedroom has a built-in desk and dresser plus private access to the second full bath. Neutral colors throughout with laminate and carpet flooring. Peace of mind with a METAL ROOF (approx. 5 years, resealed last year) and A/C approx. 6 years old. Outside you’ll find a mostly fenced yard with palm trees, a 12x10 barn-style shed, and a two-stage ramp for easy entry. Public water. Minutes to The Villages shopping and medical, Belleview, and about 7 miles to I-75 for a quick trip to downtown Ocala

14153 Se 93rd Terrace, Summerfield
12859 Se 92nd Court Road, Summerfield
$289,750
2 Beds ⋅ 2 Baths ⋅ Spruce Creek Gc SubDv. ⋅ 34491 Zip Code
Set on a quiet cul-de-sac, this two-bedroom, two-bath home with a den offers Florida living. A designer driveway and walkway add curb appeal, complemented by a welcoming entry door. The breakfast nook’s bay window provides views of the front of the home and the street. The kitchen features Corian countertops, updated stainless steel appliances, a closet pantry, a breakfast bar, and tile flooring. The great room can be used as a split living/dining but currently it is one big room with the slider to the covered lanai and birdcage extension. The double door den is located off the entry foyer with direct access to the main part of the house. The other two bedrooms are tucked away for privacy and have laminated flooring (no carpeting) in this home. The primary ensuite has a double sink vanity, with a large shower w/clear glass sliding doors, and a water closet. The inside laundry room with utility sink is connected to the oversized 2-car garage with privacy screens, epoxy floor, pull-down stairs for attic storage and a workbench. To complete the picture, the lanai/birdcage area has a designer floor, a string of lights around the birdcage for ambiance. Pertinent maintenance information: HVAC 2011, shingles 2014, water heater 2024. Call today for a private showing of this very comfortable home. Not too big and not too small with an oversized garage. Great combination and exactly what most buyers are looking for. Welcome to Florida!

12859 Se 92nd Court Road, Summerfield
13717 Se 86th Terrace, Summerfield
$205,000
2 Beds ⋅ 2 Baths ⋅ Spruce Crk Golf & Cc Candelsto SubDv. ⋅ 34491 Zip Code
Professional photos coming soon! This home has been updated throughout in the last month of 2026. New roof in 2020, Enter the home through a freshened entry door into a spacious living area with vaulted ceiling and picture window that invites natural lighting into the home. New lights & ceiling fans throughout sets off each room. New appliances include stove, refrigerator, dishwasher. The primary bedroom easily has space for a queen size or king size bed and the walk in closet also has overhead storage shelves. The 2nd bedroom has a built in closet and plenty of room for your own choice of bedroom furniture. 2 full bathrooms: The ensuite bathroom has a ceramic walk in double size shower with sliding glass doors. The 2nd guest bathroom has a tub shower unit, new toilet and new sink. The dining area looks out through sliding glass doors to a seasonal Florida room with utility door to concrete patio. The 2 car garage has an overhead garage door opener and storage shelves plus the irrigation system controls and 40 gal hot water heater. The home also features gutters and downspouts. A very nicely updated home with a very very nice price tag. This development sits by restaurants, medical, entertainment, outdoor and indoor activities, pools, exercise, pet yards, golf courses and so much more. The biggest bonus of all is that this community is kept safer by security guards.

13717 Se 86th Terrace, Summerfield
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