Inverness Homes under $400,000

Inverness Homes under $400,000

Welcome to the enchanting city of Inverness, Florida, nestled in the heart of Citrus County. Known for its picturesque landscapes and charming small-town atmosphere, Inverness is a hidden gem that offers a perfect blend of natural beauty and modern convenience. With its serene lakes, lush greenery, and vibrant wildlife, this city is an ideal destination for those seeking a tranquil lifestyle while still being within reach of urban amenities.

Inverness boasts a rich history and a strong sense of community, making it a wonderful place to call home. Residents enjoy a variety of recreational activities, from boating and fishing on the scenic Tsala Apopka Chain of Lakes to exploring the numerous parks and nature trails that showcase the area's stunning scenery. The downtown area is alive with quaint shops, delightful restaurants, and community events that foster a welcoming atmosphere.

For homebuyers looking for affordability without sacrificing quality, Inverness offers an impressive selection of homes under $400,000. Whether you're a first-time buyer, a growing family, or looking to downsize, you'll find a range of options that cater to your needs. From cozy single-family homes to charming townhouses, the real estate market here is diverse and inviting.

With its affordable housing options, rich culture, and a strong sense of community, Inverness is not just a place to live—it's a place to thrive. Come discover your dream home in this beautiful city, where the warm Florida sun and friendly neighbors await you!

Newest Inverness Homes under $400,000

928 S Shad Terrace, Inverness
$170,000
2 Beds ⋅ 2 Baths ⋅ 34450 Zip Code
Wake up to waterfront views, enjoy fishing and boating from your backyard, and experience the Florida lifestyle you've been dreaming of. Nestled on a beautiful waterfront lot with approximately 150 feet of water frontage leading directly to Lake Henderson, this charming 2-bedroom, 2-bath home offers the perfect blend of peaceful living and practical upgrades. Enjoy the beauty of the water right from your backyard while taking advantage of numerous recent improvements that provide added value and peace of mind. The home features a recently painted exterior, freshly painted concrete surfaces, and a sured up deck that creates a functional outdoor space ready for your personal touch. Major updates include: New well pump, new water softener and filtration system valued at approximately $7,000—a high-quality system similar to municipal water treatment technology on a residential scale, garage roof recently replaced, generator ready hookup installed on the back right side of the home for added convenience during power outages, and all new plumbing being installed. 4 point inspection was just completed and all repairs already made. Whether you're looking for a full-time residence, a waterfront retreat, or an investment opportunity, this property offers a rare chance to enjoy direct water access with easy access to Lake Henderson and all the recreation it provides.

928 S Shad Terrace, Inverness
550 N Rooks Avenue, Inverness
$299,000
3 Beds ⋅ 2 Baths ⋅ 34453 Zip Code
Nestled behind a mature shade tree is this 80's architectural style home with rounded arches that adds drama and warmth to the interior and exterior spaces. The welcoming front porch will entice you to come inside to this spacious home with the great room that flows into the dining area next to the kitchen. A beautiful archway opens to the cozy family room with a stone fireplace. Sliders lead to a 15X12 lanai where you can enjoy a casual meal in the light and bright space. French doors lead to a screen porch with a view of the fenced backyard. The master suite has a walk-in closet and bath. Bedrooms 2 & 3 are split from the master and share a hall bath. The fenced backyard has 2 outbuildings. Turn the outbuilding with the cute front porch into an art studio, playhouse, hobby room or more storage. The other shed can store all your toys and tools. Located on a corner lot near shopping, dining, banks and medical facilities and a short drive to the local waterways, parks and downtown Inverness for festivals and entertainment. Come to the Nature Coast and enjoy all Florida has to offer!

550 N Rooks Avenue, Inverness
10119 E Bass Circle, Inverness
$175,000
2 Beds ⋅ 1 Baths ⋅ 34450 Zip Code
Discover this charming waterfront home at 10119 E Bass Cir in Inverness, FL. This home accords an intimate and manageable space with a minimalist feel. A comfortable temperature setting during hot weather days brings the benefit of low utility bills. It features two bedrooms and one full bathroom, with space to expand. The property sits on a sizable waterfront 0.26-acre lot, with ample outdoor space for campfires, gardening, and recreational activities. This property presents a unique opportunity to enjoy many peaceful settings. The expansive lot gives room to explore creative outdoor possibilities, such as creating a garden oasis or setting up a relaxing outdoor retreat, all with no HOA and space for water and camping equipment right outside your doorstep. No flood insurance required. Major remodeling and updates have already been completed: new roof, argon gas double-pane windows for AC/heat efficiency, bathroom privacy glass and new toilet, updated 200-amp electric service, water well service with new pipes, pump, and bladder, Gree HVAC mini splits, shed, and fenced yard. In addition, huge trees were removed, adding more space and more parking. the new Suncoast Parkway 2 connecting the Tampa Bay area from Crystal River. Short drive to hospital, eateries, bike trails, golfing, museums, and parks.

10119 E Bass Circle, Inverness
4450 E Windmill Drive Unit 206, Inverness
$194,000
3 Beds ⋅ 2 Baths ⋅ 34453 Zip Code
Enjoy peaceful views of grazing horses and mature oak trees from the oversized, screened and covered lanai of this second-floor condominium in Lakeside Golf & Country Club. This updated, turn key 3-bedroom, 2-bath residence features an open floor plan with high ceilings, abundant natural light, laminate flooring, and a spacious living area that connects easily to the kitchen and lanai. The kitchen offers granite countertops, stainless-steel appliances, generous cabinet space, and a breakfast bar. The primary bedroom opens directly to the lanai, while two additional bedrooms provide space for guests, a home office, or hobbies. Recent improvements include fresh interior paint, updated lighting, new appliances, new water heater, and a new A/C. Conveniently located near downtown Inverness, the Withlacoochee State Trail, shopping, restaurants, and medical facilities, this condominium combines low-maintenance living with a peaceful natural setting. Select interior photographs have been virtually staged to illustrate possible furniture placement and use of space. Original photographs showing the rooms as they currently appear are also included.

4450 E Windmill Drive Unit 206, Inverness
6188 E Seneca Street, Inverness
$254,900
3 Beds ⋅ 2 Baths ⋅ Inverness Highlands West SubDv. ⋅ 34452 Zip Code
Virtually Staged. Welcome to this charming 2022-built home located in Inverness Highlands West! Offering 3 bedrooms, 2 full bathrooms, 1,390 square feet of living space, and a spacious 2-car garage, this beautifully designed single-story home combines modern comfort with everyday functionality. Step inside to discover an inviting open-concept living and dining area featuring vaulted ceilings, durable vinyl flooring, and plenty of natural light. The spacious kitchen offers ample cabinetry, generous counter space, and a complete appliance package, making meal preparation and entertaining a breeze. The thoughtfully designed floor plan includes comfortable bedrooms, a primary suite with a walk-in closet, and convenient indoor-outdoor access through sliding glass doors. Situated on an approximately 0.22-acre lot, the property offers a generous backyard with room for outdoor entertaining, gardening, or simply enjoying Florida's beautiful weather. Additional highlights include concrete block construction, central heating and air conditioning, private well water, septic system, and no HOA. Conveniently located near shopping, dining, local lakes, recreational opportunities, and major roadways, this property offers an appealing combination of comfort, convenience, and flexibility. Whether you're searching for a primary residence, seasonal retreat, or an addition to your investment portfolio, this Inverness home is worth exploring.

6188 E Seneca Street, Inverness
6072 E Rush Street, Inverness
$324,900
2 Beds ⋅ 2 Baths ⋅ Inverness Highlands West SubDv. ⋅ 34452 Zip Code
MOVE-IN READY with nearly everything updated or replaced within the last seven years, this private Florida retreat in Inverness Highlands is ready to enjoy from day one. Located on a quiet street just minutes from downtown Inverness, this 2-bedroom, 2-bath pool home sits on a fully fenced double lot and offers an outdoor setup with total privacy that is hard to find. Freshly painted inside and out, this home is ready to enjoy. Spend your days enjoying the refinished pool and oversized screened pool area, unwind in the hot tub, rinse off in the outdoor shower, or gather around the fire pit in the evening. The spacious patio, vegetable garden, banana trees, grapevines, and abundant yard space make this property perfect for anyone who loves outdoor living. The main backyard is surrounded by a 6-foot privacy fence with black slats and includes a shed with electric and separate carport. The adjoining fully fenced lot offers even more flexibility with a second shed and second carport, providing exceptional storage and usable outdoor space. Inside, you’ll find ceramic tile throughout, a kitchen featuring granite countertops, stainless steel appliances, and real wood cabinetry, plus sliding glass doors that open directly to the pool and patio. Both bedrooms are generously sized with ample closet space, and the bathrooms have been well maintained. A whole-house Generac generator, 2026 roof, 2022 A/C, and 2-car garage with patio access add even more value to this unique property. And when you’re ready to venture out, you’re only minutes from the heart of downtown Inverness, known for its charming historic Courthouse Square, local restaurants and shops, community events, lakeside parks, and easy access to the Withlacoochee State Trail. Whether you’re looking for a private backyard oasis, room for your hobbies and toys, or a home close to everything Inverness has to offer, this property delivers the space and Florida lifestyle that are getting harder to find. Schedule your showing and experience it for yourself!

6072 E Rush Street, Inverness
480 Landing Boulevard, Inverness
$149,900
2 Beds ⋅ 2 Baths ⋅ Anglers Landing Ph 01 SubDv. ⋅ 34450 Zip Code
Virtually Staged. Welcome to a charming 2-bedroom, 2-bath townhome situated on a corner lot near the front of the community, offering comfortable, low-maintenance Florida living. Step inside to a spacious, open layout with cathedral ceilings and plenty of natural light. Enjoy your morning coffee or a relaxing summer evening on the cozy screened lanai, plus plenty of attic storage for all those seasonal decorations and treasures. When the Florida sunshine calls, cool off at the community pool, take a stroll to enjoy the lake just a street away, or grab your bike and explore the beauty of Inverness! Nearby, you'll find the Withlacoochee State Trail, Liberty Park, Wallace Brooks Park and charming Downtown Inverness, with local restaurants, shops, waterfront recreation, festivals and community events. And don't miss the historic Inverness Train Station- grab a bite or a drink, say hello to Tom, the amazing, head bartender and have some fun with a round of duckpin bowling. It's local gems like this that makes Inverness feel like home. Whether you're biking, boating, fishing, enjoying the waterfront, or simply looking for a slower pace of life, 480 Landing Blvd gives you less maintenance and more time to enjoy it all!

480 Landing Boulevard, Inverness
344 S Fitzpatrick Avenue, Inverness
$75,000
1 Beds ⋅ 1 Baths ⋅ 34453 Zip Code
Great opportunity in Inverness! This 1-bedroom, 1-bathroom home is an affordable property. Whether you're searching for a place to call home or an investment property, this home in Inverness is worth considering.

344 S Fitzpatrick Avenue, Inverness
1304 Siesta Terrace, Inverness
$147,900
2 Beds ⋅ 2 Baths ⋅ 34450 Zip Code
One or more photo(s) has been virtually staged. **Who lives across the street from a lake, with access to a boat ramp, boat dock, and a dog park... in a maintenance FREE condo with a community POOL for UNDER $160k??*** Could be YOU! Water views from your front door? Yes please! This 2/2 condo provides you a lifestyle, not just a home. When you walk in, you have an eat in kitchen area in front of sliding doors to your front patio, perfectly positioned by the kitchen that looks over to the living room/dining room area. The living room has vaulted ceilings and a spacious layout! Right off of the living room is the year-round room that is extremely desirable and versatile for enjoying an additional living space and places to enjoy time feeling the Florida breeze! Inside the master bedroom has ample space and a large fully walk in closet. There is also an in suite bathroom with a shower. The guest bedroom is separate by the front of the home with the guest bathroom right outside of the bedroom. There is also a laundry area by the guest bathroom with a stackable unit. Inquire about the rules and regulations for boat storage, and pet restrictions. Pets are allowed within restrictions. The community has so much to offer with the community pool, walking trails, a dog park, and literally a boat ramp and dock right by this unit! Ramp is on Lake Spivey and you have access to the Tsala Apopka Lakes! Do not miss your chance to see this one before it's gone!! HVAC is 2024, Storm door 2024, New interior paint 2024, Washer and dryer 2024, rescreened lanai 2024. VirtuallyStaged.

1304 Siesta Terrace, Inverness
5475 S Eaton Terrace, Inverness
$290,000
2 Beds ⋅ 2 Baths ⋅ 34452 Zip Code
Welcome to your Florida retreat in Inverness! This spacious 2-bedroom, 2-bath pool home offers 1,736 sq ft of comfortable living space on an oversized 0.54-acre homesite with no HOA. Inside, you’ll find a generous living room, formal dining area, breakfast nook and a versatile Florida room—providing plenty of space to relax, entertain or create a home office. The updated kitchen features abundant wood cabinetry, solid-surface countertops, a stylish backsplash along w/stainless-steel appliances. Both bedrooms are comfortably sized, including a spacious primary suite with a private bath. Step outside and enjoy the Florida lifestyle from the covered porch, private swimming pool and expansive yard with room for gardening, pets and outdoor recreation. Additional highlights include tile flooring throughout the main living areas, an attached two-car garage, shed, paver patio, covered front porch, gutters and mature landscaping. Conveniently located near Downtown Inverness--ranked the #2 Best Small Town in the South, shopping, restaurants, schools, medical facilities, parks, lakes and the Withlacoochee State Trail. If you’re searching for an Inverness pool home with acreage, no HOA and plenty of living space, this is one you won’t want to miss. Schedule your showing today!

5475 S Eaton Terrace, Inverness
6263 E King Lane, Inverness
$260,000
3 Beds ⋅ 2 Baths ⋅ 34452 Zip Code
BEAUTIFULLY REMODELED 3-bedroom, 2-bathroom home offering 1726 square feet of living on a .22-acre homesite in the desirable Inverness Highlands West community. This amazing family home showcases an inviting open and split floor plan, a spacious living room accented by a charming shiplap accent wall and a formal dining area perfect for entertaining. The remodeled kitchen is the heart of the home, complete with wood cabinetry, butcher block countertops, floating shelves, a center island with breakfast bar, and ample workspace for everyday living. Tile flooring flows throughout the home, providing both style and easy maintenance. The spacious primary suite offers a walk-in closet and a private en-suite bathroom and an interior laundry room including a washer and dryer for added convenience. The exterior presents a covered front entry, a vinyl-enclosed porch, a covered rear patio, and a fenced backyard that provides plenty of space for pets, play, or gardening. Additional highlights include a 2021 16x10 storage shed, 2021 metal roof, and 2021 HVAC system, offering peace of mind for years to come. Conveniently located just minutes from historic downtown Inverness, you'll enjoy easy access to local restaurants, shopping, medical facilities, schools, parks, and the area's many recreational amenities. This beautifully updated home combines modern finishes, functional living spaces, and an unbeatable location—ready for you to move in and enjoy.

6263 E King Lane, Inverness
127 N Golf Harbor Path, Inverness
$299,969
2 Beds ⋅ 2 Baths ⋅ 34450 Zip Code
Well-maintained and nicely updated, this 2-bedroom PLUS additional flex/office room, 2-bathroom, 2 car-garage waterfront home located in the desirable deed-restricted community of the Moorings will not disappoint. The updated kitchen features Corian countertops, a pantry, ample cabinetry, appliances and eat-in area, interior laundry room including a washer and dryer for added convenience and a spacious living room enhanced with a projection system, creating the perfect space for relaxing or entertaining. Enjoy peaceful waterfront views from the 12x18 glass-enclosed porch overlooking the canal, providing a serene view. Recent updates include a new roof in 2014, A/C in 2021, and a tankless water heater in 2023, offering peace of mind for years to come. The Moorings community provides an exceptional lifestyle with HOA amenities that include a community pool and cabana, 9-hole golf course, cable and WiFi, private boat launch and storage area, street lighting, trash and yard waste services, lawn maintenance, shuffleboard courts, insurance, and well-maintained common areas. In addition, this community is ideally located just minutes from downtown Inverness, short drive to I-75, the Withlacoochee State Trail, lakes, hospitals, schools, restaurants, and everyday conveniences, this home offers the perfect combination of comfort, convenience, and waterfront lakes & rivers.

127 N Golf Harbor Path, Inverness
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