Crystal River Homes under $400,000

Crystal River Homes under $400,000

Welcome to Crystal River, Florida—an enchanting gem nestled in Citrus County, renowned for its stunning natural beauty and vibrant community spirit. With its picturesque waterfront views and rich biodiversity, Crystal River is a haven for nature lovers and outdoor enthusiasts alike. From the serene waters of the Crystal River to the lush landscapes of nearby parks, this charming city offers a lifestyle that celebrates both relaxation and adventure.

One of the most appealing aspects of Crystal River is its diverse real estate market, particularly for those seeking homes under $400,000. Here, you’ll find an array of options that cater to various tastes and lifestyles. Whether you’re looking for a cozy bungalow, a modern family home, or a quaint retreat by the water, Crystal River has something for everyone. With its affordable housing options, you can enjoy the tranquility of coastal living without breaking the bank.

Living in Crystal River means immersing yourself in a community that values both leisure and recreation. Spend your weekends kayaking alongside gentle manatees, fishing in the Gulf, or exploring the scenic trails of the Crystal River Preserve State Park. The city is also home to delightful local shops, restaurants, and vibrant cultural events, ensuring there’s always something to do.

If you’re searching for a place that combines affordable living with a rich tapestry of natural wonders and community charm, Crystal River is the perfect destination. Come and discover your dream home in this idyllic Florida paradise!

Newest Crystal River Homes under $400,000

7611 W Gum Street, Crystal River
$359,000
2 Beds ⋅ 2 Baths ⋅ Quiet Acres Unrec Sub SubDv. ⋅ 34428 Zip Code
Country road, take me home! Tucked away on a quiet, gated and fenced 4.52-acre property, this cheerful 2-bedroom, 2-bath home in Crystal River offers the best of Florida country living. Surrounded by beautiful oaks and towering pines, this 2006 home features a brand-new roof for added peace of mind. Both bedrooms have their own ensuite bathrooms, providing comfort and privacy for everyone. Out front, a long, welcoming porch is just waiting for rocking chairs and a pitcher of sweet tea. Out back, enjoy the sunshine and fresh air from the screened porch. An open-sided barn offers possibilities as a henhouse or shelter for small farm animals, while 4.52 acres provide plenty of room to roam, garden, and enjoy the outdoors. Bring the boat and explore the Gulf, nearby freshwater rivers and lakes, or bring your 4-wheeler for some off-road fun. With no HOA, no deed restrictions, and no flood zone, you have the opportunity to make this property your own. Located away from the hustle and bustle, yet conveniently close to shopping, medical offices, and restaurants. Whether you're looking for a full-time country retreat or an investment opportunity, this property offers flexibility as a long or short-term rental. Come discover your own slice of Florida country living!

7611 W Gum Street, Crystal River
4440 N Tallahassee Road, Crystal River
$259,900
3 Beds ⋅ 2 Baths ⋅ 34428 Zip Code
Bring your vision to nearly 7 fenced and gated acres surrounded by woods, with a beautiful pond, a large shop, and room to make it your own. Tucked into a peaceful natural setting off a paved road, this property offers a country feel with restaurants close by. There’s plenty of room for boats, campers, trailers, and recreational toys, plus an existing RV hookup for added convenience. A public boat ramp approximately three minutes away provides access to the Gulf of Mexico, making it easy to enjoy fishing and days on the water. The mobile home experienced flooding and has been remediated. Drywall and interior finishes have not been replaced, creating an opportunity for a buyer ready to take on the renovation and choose their own finishes. The large shop offers space for projects, tools, and storage, while the acreage and pond provide an inviting backdrop. If you’re looking for land, room for your recreational gear, a workshop, and a renovation opportunity near Gulf access, come explore the possibilities.

4440 N Tallahassee Road, Crystal River
6291 W Orange Lane, Crystal River
$69,000
2 Beds ⋅ 1 Baths ⋅ Crystal Heights Dev Co Sec 02 SubDv. ⋅ 34429 Zip Code
INVESTOR SPECIAL — BRING YOUR VISION! Opportunity awaits in Crystal River! This property is ready for a complete rehab and offers plenty of potential for investors or buyers looking for a fixer-upper. Featuring a fenced-in yard and a porch, this property provides a great starting point to create something special. Conveniently located in Crystal River, with easy access to local shopping, dining, boating, fishing, and the beautiful Nature Coast. Whether you’re looking for your next investment project or a property to make your own, this is an opportunity worth exploring. Bring your tools, creativity, and vision!

6291 W Orange Lane, Crystal River
9977 N Daylily Terrace, Crystal River
$399,900
3 Beds ⋅ 2 Baths ⋅ Crystal Manor Unit 3 SubDv. ⋅ 34428 Zip Code
Room to breathe meets the Nature Coast lifestyle in this brand-new 2026 home by Hometown Builders & Construction, set on 1.26 private acres in Crystal Manor. Offering 3 bedrooms, 2 bathrooms, an attached 2-car garage, and 1,552 square feet of living space beneath 2,486 total square feet under roof, it has never been lived in and is ready for its first owner. Inside, granite countertops and a Whirlpool stainless steel appliance package anchor the kitchen, with luxury vinyl plank flooring throughout and tile in the bathrooms and shower. Outside, a new Owens Corning architectural shingle roof, stucco exterior, sodded and landscaped yard, and new driveway complete the picture, all in flood zone X with CLR zoning, Duke Energy service, and a builder warranty. Hometown's attention to detail makes this a home you'll be proud to call your own. Enjoy quiet country living just minutes from US-19, downtown Crystal River, Kings Bay, and the springs, where boating, fishing, kayaking, and seasonal scalloping are part of everyday life. Schedule your showing today!

9977 N Daylily Terrace, Crystal River
9708 W Cranberry Street, Crystal River
$249,000
3 Beds ⋅ 2 Baths ⋅ Crystal Park SubDv. ⋅ 34428 Zip Code
TURNKEY, FULLY FURNISHED, AND READY FOR NEW OWNERS! Whether you're searching for a Florida getaway, a charming place to call home, or an income-producing investment, this adorable Crystal River property checks plenty of boxes! Situated on just under an acre, this beautifully maintained home features 2 bedrooms, 1 bathroom, PLUS an attached in-law suite with its own private entrance! Currently operating as a short-term rental with an established presence in the market, this property offers excellent potential for investors, homeowners, or those looking to house hack! Thoughtfully decorated and designed for entertaining, the home features inviting indoor and outdoor living spaces, including front and rear concrete patios with comfortable furnishings, a backyard pergola, outdoor grilling area, and plenty of room to relax beneath the surrounding trees. The converted garage provides a dedicated laundry and storage area, ideal for personal belongings or rental supplies. BEST OF ALL, this property offers the option to be purchased FULLY FURNISHED, making the transition that much easier! Enjoy everything Crystal River has to offer, from world-famous manatees and natural springs to boating, fishing, scalloping, kayaking, waterfront dining, and nearby attractions like Kings Bay and Three Sisters Springs. With nearly an acre of land, flexible living arrangements, established rental use, and a desirable Nature Coast location, this property is packed with possibilities! MOTIVATED SELLER! Schedule your private showing today and see what makes this Crystal River gem so special!

9708 W Cranberry Street, Crystal River
1084 S Stray Oak Terrace, Crystal River
$330,000
3 Beds ⋅ 2 Baths ⋅ St Martins Estuary Retreats Unit 04 SubDv. ⋅ 34429 Zip Code
Cast a line from your own wood dock or take in the water view from the covered porch. Tucked away on a quiet private road in Ozello, this elevated 3-bedroom, 2-bath home features 103 feet of canal frontage with Gulf access. The route to the Gulf runs through skinny water, so bring your kayak, canoe, shallow-draft boat, airboat, or any boat made to run through the shallows and explore Florida’s Nature Coast. Inside, hardwood flooring adds warmth, and a two-sided fireplace can be enjoyed from both the living room and the primary bedroom. The home offers approximately 1,230 square feet of living space on a quarter-acre lot, along with a metal roof and covered parking. Spend the morning fishing and the evening on the porch watching wildlife along the canal.

1084 S Stray Oak Terrace, Crystal River
5579 W Pine Circle, Crystal River
$234,900
3 Beds ⋅ 2 Baths ⋅ Connell Heights SubDv. ⋅ 34429 Zip Code
Virtually Staged. Welcome to this charming and immaculately maintained 3-bedroom, 2-bath home offering 1,620 square feet of comfortable living space in the heart of Crystal River! This move-in-ready home features a versatile flex room, perfect for a home office, playroom, or additional living space. Inside, you'll find no carpet throughout and an updated kitchen complete with beautiful granite countertops, white cabinetry, and abundant storage and workspace. Step outside to a fully fenced backyard with two double gates, providing easy access for your boat, RV, or other recreational toys, along with a spacious deck perfect for relaxing or entertaining. Additional features include a generator hookup, private well with water softener, security system with cameras, and two wall-mounted 55-inch TVs in the primary and guest bedrooms that convey with the home. The roof was replaced in 2018, and best of all, there's NO HOA! SELLER MOTIVATED AND READY TO MAKE A DEAL! The seller is willing to help buyers with closing costs or an interest rate buy-down with an acceptable offer, making this a fantastic opportunity! Conveniently located just minutes from world-famous Three Sisters Springs, Kings Bay, and the Crystal River National Wildlife Refuge, you'll enjoy year-round boating, kayaking, paddleboarding, fishing, seasonal manatee encounters, and easy access to Fort Island Beach, downtown Crystal River's waterfront dining and shopping, golf courses, parks, and marinas. Experience the best of Florida's Nature Coast right outside your door!

5579 W Pine Circle, Crystal River
1595 N Dunkenfield Avenue, Crystal River
$349,000
3 Beds ⋅ 2 Baths ⋅ 34429 Zip Code
CRYSTAL RIVER 3-Bedroom 2-Bath pool home for sale on 2.78 acres located near the Intersection of Hwy. 44 & Norvell Bryant Hwy. This unique property features 1,860 SF under AC with a split floorplan - 2 bedrooms and one full bath on the right side of the property and the master bedroom, master bathroom, laundry room, and large dining room on the left side. The center of the home features the living room, fireplace, and large open recently updated kitchen with vaulted and beamed ceilings. There is a large 25x12 screened in and covered lanai out back near the screened in-ground pool. There is a 24x24 detached garage with power and lighting next to the home. If you're looking for something different with a ranch feel, a nice piece of land, and close to Crystal River, you should take a look at this one.

1595 N Dunkenfield Avenue, Crystal River
814 N Dunkenfield Avenue, Crystal River
$320,000
4 Beds ⋅ 3 Baths ⋅ 34429 Zip Code
Back on the market due to buyers financing issues. Home passed all inspections and appraisal! Looking for privacy without giving up the convenience of being close to town? This beautiful property offers the best of both worlds! Located just a few miles from downtown Crystal River, this home sits on a spacious .90-acre lot with no HOA and no deed restrictions. There is plenty of room to build the large, detached shop you have always wanted! The property features a large circular driveway and more than 2,000 square feet of living space, including 4 bedrooms, 2.5 bathrooms, a family room, formal living room, dining room, and a spacious kitchen with plenty of counter space and storage. The wood-burning fireplace provides a cozy gathering spot on those occasional cool winter evenings. Step outside to the 9' x 26' screened lanai, overlooking the peaceful and secluded backyard—perfect for relaxing, entertaining, or enjoying your morning coffee. A 2-car garage provides plenty of room for vehicles and additional storage. For added peace of mind, the seller will install a new roof before closing, providing significant savings on homeowners insurance. The central A/C system was replaced in 2020, and the existing security system will remain with the home. Conveniently located in Crystal River, you'll be just minutes from the rapidly growing Lecanto retail corridor and the popular Shoppes at Black Diamond, featuring Target, Aldi, BJ's Wholesale Club, Starbucks, Panera Bread, Texas Roadhouse, and a growing selection of shopping, dining, and everyday conveniences. Commuters will appreciate easy access to the Suncoast Parkway, providing a convenient route to Tampa and Tampa International Airport while making trips to Brooksville, Spring Hill, and surrounding areas faster and easier. This property offers the perfect combination of privacy, space, convenience, and accessibility. Whether you're a first-time homebuyer, looking for a winter retreat, or searching for an investment opportunity, this home offers tremendous potential at an affordable price. Don't miss your opportunity to make this private Crystal River home your own!

814 N Dunkenfield Avenue, Crystal River
10055 W Ohio Drive, Crystal River
$219,000
4 Beds ⋅ 2 Baths ⋅ 34428 Zip Code
Brand-new home, privacy, space, and flexibility—all on your own land! This never-lived-in 4-bedroom, 2-bath manufactured home offers 1,760 square feet of thoughtfully designed living space on a .24 acre CORNER LOT surrounded by mature trees, with no neighbors beside or behind the property. With no HOA and no deed restrictions, you'll have the freedom to enjoy your property your way, whether you're searching for a full-time residence, seasonal getaway, or investment opportunity with short-term rental potential. Step inside and everything is NEW! The spacious, open floor plan features a large family and dining area that flows seamlessly into the kitchen, plus a separate living room providing plenty of space to spread out. The bright, open kitchen features a center island and generous workspace, while a large utility/laundry room adds even more functionality. The bedrooms feature walk-in closets, and the spacious primary suite is a true retreat with a huge walk-in closet and private ensuite bath featuring both a step-in shower and relaxing garden tub. Outdoor and fishing enthusiasts will appreciate the location, with convenient access to some of the area's best boating and fishing. Boat ramps serving Lake Rousseau and the Withlacoochee River are approximately 5 miles away, and another nearby public boat ramp just 3 miles away provides access to the Cross Florida Barge Canal and out toward the Gulf. Spend the day swimming, snorkeling, kayaking, or tubing in the famous crystal-clear waters of Rainbow Springs State Park, just 25 minutes away. Enjoy a peaceful, private setting without sacrificing convenience. Shopping, hospitals, medical facilities, and everyday necessities are nearby, while Ocala is approximately 35 minutes away for even more shopping, dining, and entertainment. You own the land, the home is fully financeable, and there are NO HOA fees or deed restrictions. With four bedrooms, abundant privacy, brand-new construction, and easy access to Florida's rivers, springs, lakes, and Gulf waters, this property offers an incredible opportunity for homeowners and investors alike. Schedule your showing today! VirtuallyStaged.

10055 W Ohio Drive, Crystal River
11549 W Bayshore Drive, Crystal River
$119,900
2 Beds ⋅ 3 Baths ⋅ 34429 Zip Code
If you have been looking for low-maintenance living in Crystal River without giving up space, this one deserves a closer look. This remodeled two-story townhome-style condo in Bay Villas offers 1,754 square feet with 2 bedrooms, 2.5 bathrooms and a layout designed for comfortable everyday living. Step inside and you’ll find an updated eat-in kitchen with quartz countertops and stainless steel appliances, luxury vinyl plank flooring throughout the first floor and the convenience of inside laundry. With the main living areas downstairs and bedrooms upstairs, the two-story layout provides a natural separation between shared living space and private retreats. Bay Villas offers the added benefit of community amenities, including a pool and tennis courts, all within an established Crystal River community. It is an appealing combination for buyers who want the ease of condo living while still having the space and feel of a two-story home. Updated, spacious and designed for a more simplified lifestyle, this is a property that deserves to be experienced beyond the photos. Schedule your private showing and see what life at Bay Villas has to offer.

11549 W Bayshore Drive, Crystal River
9685 W Tom Mason Drive, Crystal River
$374,500
3 Beds ⋅ 2 Baths ⋅ 34428 Zip Code
Imagine escaping to sunshine, warm breezes and your own Florida backyard! This lovely home offers the relaxed lifestyle snowbirds dream about, with a 3-bedroom, 2-bath home on slightly over 1 acre. The home offers a comfortable layout with plenty of room for family and visiting guests. But the real attraction is outside! Enjoy your heated pool and spa, relax on the enclosed lanai, or start your mornings with coffee and Florida sunshine. The spacious property gives you room to enjoy the outdoors without giving up the comforts of home. Backyard chainlink fenced with extra wide entry gate for the critters! A 2-car attached garage provides convenient parking and plenty of space for your Florida toys, bikes and outdoor gear. Located in beautiful Crystal River, you'll be surrounded by the natural beauty that makes this area such a special place to escape to — from fishing, boating and kayaking to springs, scalloping and unforgettable manatee encounters. Whether you're looking for a winter getaway, second home, retirement destination or a place for the whole family to enjoy, this Crystal River property is ready to welcome you. Trade the snow for sunshine. Trade the cold for your own pool. Come enjoy the Florida lifestyle!

9685 W Tom Mason Drive, Crystal River
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